Cursor vs Warp
Both are developer tools. Here is what separates them.
What Cursor is
Cursor is a code editor with a model wired into the editing loop rather than bolted on beside it. Its named surfaces are Tab, Agent, Composer, Bugbot, the Cursor CLI, cloud agents and Automations. Tab is the part you touch most. It predicts multi-line edits, missing import statements, the next place in a file you are likely to edit, and edits that span more than one file. A suggestion is accepted with the Tab key and dismissed with Escape or by carrying on typing, and it can be taken word by word with a modifier and the right arrow key when only part of it is right. Tab can be snoozed for a chosen duration, disabled globally, or disabled for specific file extensions. Agent work also happens outside the editor. Cloud agents run in parallel across multiple repositories. Bugbot reviews pull requests inside GitHub. Agents can be summoned in a Slack channel with a mention and reply with pull request links. Automations run agents on a schedule or from a trigger, for jobs such as fixing a CI failure. The Hobby plan is free and takes no credit card. Pro is $20 per month, Pro Plus $60 and Ultra $200, with Pro Plus carrying three times the agent limits of Pro and Ultra twenty times. Teams Standard seats are $40 per user per month and Teams Premium $120, with Premium at five times the agent limits of Standard. Enterprise is quoted by sales, pools usage across the organisation and can be billed by invoice or purchase order. India has a Start plan at 649 INR per month covering Cursor's own models. Paid plans keep two separate usage pools, one for Cursor's own models and one for third-party models charged at that model's API price, and both reset monthly. Pro, Pro Plus and Ultra include unlimited tab completions. Enterprise administration is granular. Admins can allowlist or blocklist specific repositories, models and MCP servers, and set cost controls per team and per user. SAML single sign-on works with Okta, Azure AD and Google Workspace, SCIM handles user provisioning and seat management, and an API reports how much code was written by AI. Turning on Privacy Mode across an organisation stops customer code being used for model training. Cursor runs on AWS and does not offer an on-premises deployment. It holds SOC 2 Type II certification, runs annual penetration testing, encrypts data at rest with AES-256 and in transit with TLS 1.2 or higher, and states that it holds zero data retention agreements with all of its LLM providers.
What Warp is
Warp is a terminal application for macOS, Windows and Linux with an AI agent built into the session. It runs bash, zsh, fish and PowerShell, loading zsh by default on macOS, PowerShell on Windows and bash on Linux, and it requires fish 3.6 or above and PowerShell 7.0 or above. It does not support the Windows Command Prompt. Builds cover macOS 10.14 and above, Windows 10 and 11 in x64 and ARM64, and Linux via deb, rpm, tar.zst and AppImage packages. The client itself is open source under the AGPL v3 licence. Beyond the shell, Warp bundles a code editor with LSP support and a code review panel, and Warp Drive stores reusable notebooks, workflows, prompts and environment variables. Secrets can be redacted from the terminal using custom regular expressions, and there are integrations with 1Password and LastPass. The AI side offers Claude Sonnet and Opus, GPT and Gemini Pro models, and sessions can also host third-party coding agents including Claude Code, OpenAI Codex, Opencode and Gemini CLI. Warp is SOC 2 compliant and enforces zero data retention with its LLM providers. Paid use is metered in credits. One credit is a unit of work that scales with the tokens processed, every agent interaction consumes at least one, and usage is tracked across three buckets, AI credits, compute credits and platform credits, all drawn from a single balance. Add-on credits are sold at 400 for 10 USD, 1,000 for 20 USD, 3,000 for 50 USD and 6,500 for 100 USD. They roll over between billing cycles and stay valid for 12 months from purchase. Auto-reload triggers when the balance falls to 100 credits, and the default monthly spending cap is 200 USD, which can be adjusted. The Free plan costs nothing and includes no bundled agent credits. Build is 20 USD a month billed monthly or 18 USD billed annually, and includes 1,500 credits a month. Max is 200 USD a month billed monthly or 180 USD annually, with 18,000 credits. Business is 50 USD per user a month, or 45 USD annually, with 1,500 credits a seat, a 25 seat limit, SAML single sign-on, team usage metrics, admin data controls and bring-your-own API keys. Enterprise is priced individually with unlimited seats and shared credit pools. Annual billing is 10% cheaper than monthly across the paid plans. A monthly subscription is fully refundable if cancelled within 24 hours of the charge and an annual one within 15 days, in both cases only if no credits have been used.
We are not affiliated with either product. Upvote counts come from the published formula and neither position was paid for.