Paid
6 votes
About Stripe
Stripe is a payments platform that businesses use to take card payments online and in person, and to run the billing, invoicing, tax and payout work that sits around them. It accepts payments in more than 135 currencies and supports more than 125 payment methods, including Apple Pay, Google Pay, PayPal, Klarna, Affirm, iDEAL, Pix, UPI, Boleto and OXXO. Its prebuilt payment surfaces are named Checkout, Payment Links, Elements and the Payment Element.
The rates that follow are taken from Stripe's UK pricing pages and are quoted in pounds, so they are UK figures rather than global ones. A standard UK-issued card costs 1.5% plus 20p per successful charge. A premium UK card costs 2.8% plus 20p, a card issued elsewhere in the European Economic Area 2.5% plus 20p, and a card issued outside it 3.15% plus 20p. Currency conversion adds 2%. A dispute costs 20.00 GBP and the fee is returned if the merchant wins, while Smart Disputes charges 30% of the disputed amount for each dispute won.
Around the core payment, Stripe sells a set of separate products. Billing is 0.7% of billing volume on pay as you go pricing, or from 450.00 GBP a month on an annual plan. Invoicing is 0.4% per paid invoice. Tax calculates for more than 100 countries and every US state across more than 600 product tax categories, and files returns through TaxJar in the US and through Taxually, HOST and Marosa elsewhere. Radar, the fraud screening layer, has four tiers named Lite, Standard, Plus and Pro, with Lite carrying no extra charge for businesses on standard payments pricing and the paid tiers starting at 8 GBP a month.
Connect is the part built for platforms and marketplaces that pay out to other people. Its onboarding flow covers more than 46 countries in 14 languages, payouts cost 0.25% plus 10p, and instant payouts cost 1% of the amount sent. Issuing creates cards, at 10p for a virtual card and 3.50 GBP for a standard physical one, with no per-transaction fee on the first 500,000 GBP of card transactions. Terminal covers payments taken in person, at 1.4% plus 10p on EEA cards and 2.9% plus 10p on non-EEA cards, with readers priced from 49 GBP for a BBPOS WisePad 3 to 229 GBP for a Stripe Reader S700 or S710, excluding VAT.
Key features
- Accepts payments in more than 135 currencies.
- Supports more than 125 payment methods, including Apple Pay, PayPal, Klarna, iDEAL and Pix.
- Provides prebuilt payment surfaces named Checkout, Payment Links, Elements and Payment Element.
- Charges a UK rate of 1.5% plus 20p per successful charge on standard UK-issued cards.
- Charges UK rates of 2.8% plus 20p on premium UK cards and 3.15% plus 20p on non-EEA cards.
- Adds a 2% fee when a payment requires currency conversion.
- Screens payments with Radar in four tiers named Lite, Standard, Plus and Pro.
- Calculates tax for 100+ countries and every US state across 600+ product tax categories.
- Files US tax returns through TaxJar, and files elsewhere through Taxually, HOST and Marosa.
- Bills subscriptions at a UK pay-as-you-go rate of 0.7% of billing volume.
- Sends invoices at a UK rate of 0.4% per paid invoice.
- Verifies customer identity documents at a UK rate of 1.25 GBP per verification.
- Issues virtual and physical cards at UK rates of 10p and 3.50 GBP each.
- Onboards connected accounts across more than 46 countries in 14 languages.
- Pays out through Connect at UK rates of 0.25% plus 10p, or 1% for instant payouts.
- Takes in-person payments through Terminal at a UK rate of 1.4% plus 10p on EEA cards.
- Sells the BBPOS WisePad 3 reader at 49 GBP and the Reader S700 and S710 at 229 GBP.
- Returns the 20.00 GBP UK dispute fee when the merchant wins the dispute.
What people use it for
Key facts
| Category | Finance |
|---|---|
| Pricing | Paid |
| Free tier | No |
| Upvotes | 6 |
| Listed | 22 August 2026 |
Is this your product?
Stripe alternatives
- Paid
- Paid
- Freemium
